Hire an Attorney to File Your Personal Chapter 7 Bankruptcy to Ensure That All Available Exemptions Are Claimed

We consulted with a married man who had a wife who was not going to join him in a bankruptcy, and 2 minor children. He came to see us because one of his creditors had garnished his bank accounts. He and his wife rented their home. While most of the couple’s personal property was jointly owned, our client owned 1 car valued at $4,500.00, and other personal property worth $6,260.62. Since our client qualified as the head of his family, his wages ($1,350.62 of the $6,260.62) were exempt under Florida law.

We consulted with a married man who had a wife who was not going to join him in a bankruptcy, and 2 minor children. He came to see us because one of his creditors had garnished his bank accounts. He and his wife rented their home. While most of the couple’s personal property was jointly owned, our client owned 1 car valued at $4,500.00, and other personal property worth $6,260.62. Since our client qualified as the head of his family, his wages ($1,350.62 of the $6,260.62) were exempt under Florida law.

We consulted with a married man who had a wife who was not going to join him in bankruptcy, and 2 minor children. He came to see us because one of his creditors had garnished his bank accounts. He and his wife rented their home. While most of the couple’s personal property was jointly owned, our client owned 1 car valued at $4,500.00, and other personal property worth $6,260.62. Since our client qualified as the head of his family, his wages ($1,350.62 of the $6,260.62) were exempt under Florida law.

Our client’s debt totaled $114,914.29, which included $111,446.07 of unsecured claims, comprised of credit card debt, 3 final judgments, a deficiency on a car lease (the car was returned because our client could no longer afford to make the payments), and several personal loans.

Our client was employed, but his wife was not. Their monthly household expenses ($5,116.95) exceeded their monthly household income ($4,811.00) by $305.95. We filed a Chapter 7 bankruptcy case.

Our client owned non-exempt personal property worth $9,410.00 and was entitled to personal property exemptions totaling $6,000.00. As such, he was $3,410.00 over the allowable exemption limit.

Our client was thrilled to learn that the trustee abandoned his interest in all of his non-exempt property and filed a report of no distribution. Our client got to keep 100% of his assets and discharged 100% of his debt!

This case was a good example of disproving the myth that all debtors lose their personal property in Chapter 7 liquidations. It also showed why it is important to consult with a bankruptcy attorney rather than trying to file bankruptcy on your own. This client was able to claim an additional exemption that he otherwise might not have known about because he was smart enough to hire our law firm.

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       If you are considering filling for bankruptcy , this would be the firm to use! Jonathan is very experienced as well as all of his team, Specially Anne ! They made the process very easy and my case was approved due to their help and expertise! I am very grateful to have had them representing me !
  
 
    
   Xime Basa 
 2023-09-28
 
 
 
      I highly recommend LSS Law. No complaints. Jonathan, Ann, and Maria were very professional and clear in all our communications, which makes everything really easy.
  
 
    
   Donald Galindo 
 2023-09-05
 
 
 
      Great service. Friendly and helpful staff. Highly recommend.
  
 
    
   Al La 
 2023-03-29
 
 
 
      Jonathan and Anne were wonderful and I thank you for helping me with my new beginning.
  
 
    
   ADRIANNE SURRENCY 
 2023-03-29
 
 
 
      I had a wonderful experience with Jonathan Leiderman at LSS Law. Not only is he well experienced, but he is also very patient and supportive throughout a tough time. I appreciate that he takes such a hands-on approach where there is no going through office staff and waiting for a reply. He deals with you one-on-one, and he is your single point of contact. He takes time to answer all your questions and takes the time to ensure that you understand every aspect. He is highly communicative and does so in a timely manner.... I always got a response within minutes or hours, at the latest 24 hours. I don't know how he does it all, but I am grateful that I had him to represent me! I highly recommend Jonathan and LSS Law!
  
 
    
   Jewel Nicholson 
 2023-02-16
 
 
 
      Jonathan Leiderman did a phenomenal job representing me and taking on my case.  His knowledge, experience, and diligence quickly became apparent through his work product and the correspondence that he maintained with me.  Furthermore, he was always quick to answer my questions and put my mind at ease during the entire process.  Jonathan and LSS Law will forever have my gratitude and I highly recommend their services to anyone who is in need of them.
  
 
    
   Ali 
 2023-02-06
 
 
 
      I am really greatful to attorney Jonathen Leiderman for patiently working with me through a very stressful period of ambivalence, and then towards resolution of a difficult predicament. His professionalism and empathy were exceptional. I would recomend him to all who need similar services.
  
 
    
   Peter G 
 2022-04-04
 
 
 
      Excellent company to work with providing timely advice and guidance.  Went above and beyond in assisting our company with an out of state bankruptcy issue
  
 
    
   Diane Artioli 
 2021-10-08
 
 
 
      This company was very professional, sympathetic and very reasonably priced.
  
 
    
   Kemel Gajraj 
 2021-09-13

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Xime Basa

If you are considering filling for bankruptcy , this would be the firm to use! Jonathan is very experienced as well as all of his team, Specially Anne ! They made the process very easy and my case was approved due to their help and expertise! I am very grateful to have had them representing me !

Donald Galindo

I highly recommend LSS Law. No complaints. Jonathan, Ann, and Maria were very professional and clear in all our communications, which makes everything really easy.

Walter Laramore

Jonathan is quite splendid to deal with and has been an ideal representative for my case. Well prepared, great attention to detail, and very empathetic to my needs. Superior communication skills and gets back with you, anticipating your needs. Worth every penny!

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I had a great experience. Jonathan was very attentive, patient and knowledgeable. I had consulted with a different office before that was subpar and didn't provide all of the options provided by this one. I felt secure and in good hands with the representation.

Adrianne Surrency

Jonathan and Anne were wonderful and I thank you for helping me with my new beginning.

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Hire an Attorney to File Your Personal Chapter 7 Bankruptcy to Ensure That All Available Exemptions Are Claimed

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